Home Loans With Bad Credit

How can I get a home loan with a poor credit rating?

A mortgage broker can be an invaluable resource when you are trying to get approved for a home loan – especially if you’ve had issues with credit in the past. We’ll help you navigate the complex application process and direct you towards lenders who may be more likely to approve your application.

At Mortgage Haven you’ll find expert guidance on choosing the right type of loan for your situation and budget, as well as tips for improving your credit score over time. We love helping borrowers with:

  • How credit ratings work and why is it important when it comes to getting approved for loans?
  • Understanding your credit score and how to improve it
  • Tips for repairing bad credit – including not just paying off debts and disputing errors on your report, but working with a credit repair professional (yes that’s a real job and they’re awesome!)
  • Why building good credit now can help you save money in the long run by making you eligible for lower interest rates and better financing options.

We help with both new and existing loans

Whether you need to refinance an existing loan or apply for a new one, we’ll work with you every step of the way, helping ensure that your application is successful and that you get the best possible deal on your home financing.

Honestly, just because you’ve had issues in the past that doesn’t mean you can’t get a home loan. You’d probably be surprised how flexible most lenders are with bad credit home loans.

So why wait? If you’re looking for a home loan and concerned that previous credit issues might hold you back then let’s look closer at it. At the very least we’ll be able to give you a good look at exactly what’s on your file and our expert opinion of your best next steps.

Let’s talk!

We want to help. Let’s talk!


Mon – Fri 8:30 am – 5:30 pm

Sat – Sun Closed

Email: hello@mortgagehaven.com.au


Head Office: 1300 375 251

Drouin Office: 03 5615 9100
79A Princes Way, Drouin VIC 3818

Traralgon Office: 03 4148 8678
Level 2 / 41 Grey Street, Traralgon VIC 3844

Geelong Office: 03 4225 8353

Ballarat Office: 03 5312 7633

Colac Office: 03 4236 8140